Credit card veteran Phil Hinke knows a thing or two about payment-processing rates. He has been in the credit card industry since 1994, with NaBanco, First Data Corporation, and Heartland Payment Systems — three processing companies. Phil Hinke We recently corresponded with Hinke on his ideas for ecommerce merchants to save money on credit card processing. Most every merchant, after all, depends on credit card receipts to run his or her business. We published the first installment of Hinke’s
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